Financial Ratings

Sompo International maintains excellent financial strength as evidenced by the ratings of our operating subsidiaries:

  • A+ (Superior) from A.M. Best (XV size category)
  • A (Strong) from Standard & Poor's
  • A1 from Moody’s

As a wholly owned subsidiary of Sompo Holdings, Inc., we are also backed by the financial strength of its core business, Sompo Japan Nipponkoa Insurance Company (SJNK), one of the largest property and casualty insurance groups in the Japanese domestic market.  SJNK holds the following ratings:

  • A+ from A.M. Best
  • A+ from Standard & Poor’s 
Accounts written through our Lloyd’s Syndicate 5151, benefit from the market’s common rating, supported by the Lloyd’s Central Fund.  Lloyd’s is rated:
  • "A+" (Strong) by Standard and Poor's
  • "A+" by Fitch
  • "A" (Excellent) by A.M. Best

Subsidiary Financial Strength Ratings

Our wholly owned operating subsidiaries contribute to our excellent financial strength by maintaining the following ratings:

Company A.M. Best S&P Location
Endurance Specialty Insurance Ltd. (ESIL) A+ (stable) A (positive) Bermuda
Endurance Assurance Corporation (EAC), formerly known as Endurance Reinsurance Corporation of America (ERCA) A+ (stable) A (positive) U.S.
Endurance Worldwide Insurance Limited (EWIL) A+ (stable) A (positive) U.K.
Endurance American Insurance Company (EAIC) A+ (stable) A (positive) U.S.
Endurance American Specialty Insurance Company (EASIC) A+ (stable) A (positive) U.S.
Endurance Risk Solutions Assurance Co. (ERSAC) A+ (stable) A (positive) U.S.
American Agri-Business Insurance Company (AABIC) A+ (stable)   U.S.